Life Insurance

Life Insurance
Term life insurance plan is a financial safety net for your loved ones in your absence. If you are the person insured, you pay a specific premium amount at fixed intervals for a policy term of your choice. In case of your unfortunate demise during this term, your cover amount is paid to your selected nominee(s) like your spouse, children or parents.

With our affordable and flexible term plan, ensure your family is financially secured at different stages of life.

Benefits of life insurance
Complete protection

Life insurance not only helps your family maintain their current lifestyle in your absence, but also helps pursue the future goals planned together.

Tackling debts

Cover your family’s daily expenses and outstanding debts like Credit Card payment, Car Loan, Home Loan with a term life cover in your absence.

Securing your child’s future

Term life insurance can help you fulfil your child’s dreams when you are not around.

Health cover for you

Protect your savings from hefty medical bills with our Additional Critical Illness Cover

Tax saving

Premiums paid are tax-free under Sections 80C and 80D and the claim amount received is tax-free under Section 10(10D)

Why choose us?
  • Trusted advisor – Trust Crust Corporate as your partner for choosing the ideal plan for you.
  • One-stop shop – Buy and manage your policy through Crust Corporate Services.
  • Easy process – As our existing customer, no need to submit KYC documents.
  • Specialised on-call assistance – For any queries, you will get assistance from our certified customer service executive.
  • Customisation – Choose a cover amount, policy term, add-on benefits and payment options suiting your needs.

Life Insurance Plans & Policies

Term Life Insurance

Term Life Insurance

Secure your family’s future with our Smart term insurance. Get Rs 1 crore cover in just 3 minutesc

Cancer Cover

Cancer Cover

Get Rs 20 lakh Cancer cover at just Rs 105 per month with Our Heart/Cancer Protect*


We are here to help you always

Need help? Call our award-winning support team at 040 6666666666

Frequently Asked Questions

Life insurance policies last till the end of the policy term chosen by you at the time of purchase or till a claim is paid as per the terms and conditions of the policy.

Life insurance is a payment made to your family in case of your death during the policy term or a payment made to you on surviving the policy term. In return for this payment, you make periodic fixed payments to the life insurance company.

Yes, life insurance policy is necessary for the financial well-being of your loved ones in your absence.

The cost of a life insurance policy depends on certain factors of the policyholder like age, gender, amount of life insurance cover, policy term, premium payment term etc.

Terms and Conditions apply. The values shown are for representation purposes only. Actuals may differ.

*Rs 20 lakh cancer cover at Rs 105 p.m. - This premium rate is for a 25 year old healthy non-smoker male for a term of 20 years, monthly premium payment frequency and without any additional benefits and is inclusive of all taxes. Crust Corporate Heart/Cancer Protect annual premium for ₹20 Lakhs Cancer Sum Assured is ₹1,180 inclusive of taxes.

#The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the sales brochure. This is only available in Life & Health and All in One options.

+This benefit is only available under Life Plus & All-in-one options

1Tax benefits of Rs. 54,600(Rs. 46,800 u/s 80C & Rs. 7,800 u/s 80D) is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge as per old tax regime)on life insurance premium u/s 80C of Rs. 1,50,000 and health premium u/s 80D of Rs. 25,000. Tax benefits subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above